Category: Commercial Insurance

Damage to Customers Autos – Garage Keepers Insurance



Garage Keepers Insurance In the automotive business where vehicles are sold, serviced, repaired, parked, or stored, there is a unique type of insurance needed to cover the autos left in the care, custody, and control of the business. This insurance is commonly referred to as Garage Keepers. Garage Keepers covers damage to a customer’s automobile […]

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Small Business Owners



Simplifying Insurance for the Small Business Owner One thing we know about small business owners is  they are not afraid of hard work.  You are the people who have taken a hobby or an idea and built a business from the ground up. The details and administrative tasks of being a small business owner can […]

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Does my home insurance cover my home based business?



Does my homeowners insurance cover my home based business? Good question!  As with many insurance questions the answer is yes, and no.  There are several things to consider when starting a business from home. Business property At your home Property purchased by your business has very limited coverage on your personal homeowners policy.  Property used […]

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DMEPOS Medicare Bond – Change in Requirements



DMEPOS Medicare Bond Requirement Changes The Center for Medicare and Medicaid Services (CMS) sent notice regarding bond requirement changes.  Durable medical equipment, prosthetics, orthotics and supplies (DMEPOS) supplies will receive letters in January of 2019 announcing dentists are no longer exempt.  Dentists will be required to purchase DMEPOS medicare bonds. Guide Insurance Services Can Help […]

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How to register as a contractor for the first time



So you’ve decided to start a construction company… It took time to perfect your craft.  You want to start making a living working for yourself and sharing your skills with others. That’s WONDERFUL.  Now that the dream has taken root, what’s your next step? Choose your business structure Check with your lawyer to see what […]

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Your In Home Small Business

Business Liability Image

In Home Small Business Adventure You’ve dreamed big and made the leap. You are your own boss, an in home small business owner!  You made sacrifices and spent sleepless nights putting together your business plan.  You’ve started small, working from home, being responsible but, have you met with your insurance agent?  If not, you could […]

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