Author: kandib

Shred Day 2021 – Let’s support PROJECT HOPE

Our Guide Insurance Services office in Lynden hosts a “Shred Day” event once a year to gather donations for our local food bank, PROJECT HOPE. In exchange for paper shredding services we ask for donations to PROJECT HOPE. Our Agent, Kristen Oudman, spent some time at PROJECT HOPE today to gather some quick facts and […]

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Homeowners Insurance – Know Your Coverage Options

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Homeowners Basics An essential step in purchasing a home is getting homeowner’s insurance. However, understanding terms like Insurance to Value, Replacement Cost, Extended Replacement Coverage and Market Value may seem like a tough feat.  If you want simple explanations to these important insurance terms, you are in the right place! Replacement Cost Replacement Cost: Coverage […]

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Small Business Owners

Simplifying Insurance for the Small Business Owner One thing we know about small business owners is  they are not afraid of hard work.  You are the people who have taken a hobby or an idea and built a business from the ground up. The details and administrative tasks of being a small business owner can […]

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Condominium Unit Owners – What Insurance Do YOU Need?

WHAT DO CОNDО ОWNЕRЅ NЕЕD TО KNОW АBОUT INSURANCE? Mаnу іndіvіduаlѕ dіѕсоvеr thе nееd fоr соndо іnѕurаnсе whеn іt іѕ too lаtе. Nоt аll соndоmіnіum аѕѕосіаtіоnѕ аdеԛuаtеlу соvеr a numbеr of problems thаt mау occur іn your hоmе. Thеrе are a few thіngѕ thаt every individual who owns a соndоmіnіum ѕhоuld know tо аvоіd disaster […]

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Condominium Unit Owners: What Does Your Association Provide You?

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Important Information for Condominium Associations When discussing condominium insurance, there are two general categories.  The first is for the individual owner’s unit insurance, either a residential unit or a commercial unit (such as, the restaurant in the building on the ground floor).  An individual unit owner’s insurance will generally cover the contents and helps pay for repairs to the unit and replaces belongings if they are stolen or are damaged by specific perils, such as fire […]

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What if I lose my wedding ring?

Is your homeowners insurance policy enough? Homeowners and Renters policies provide coverage for personal property.  These items are covered for losses caused by all the perils listed on your policy such as fire, windstorm, theft and vandalism.  However there are special dollar limits for certain collectible items for specific perils. For example, there may be […]

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Mandatory Motorcycle Insurance in Washington

It’s Official.. Washington Motorcycle Insurance Required The Washington State Legislature passed a new law requiring all motorcycle drivers carry proof of liability insurance.  Motorcycles are no longer exempt from the mandatory auto insurance law.  This change takes effect July 28, 2019. Exceptions to the law Motorcycles licensed for road use will be required to carry […]

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Sunny Day Fun Cars – Insurance for your Collector Car

Collector Car Insurance When your hobbies include restoring, or simply enjoying, classic cars, spring’s sunny weather brings a special level of JOY.  As dust covers are removed, batteries are hooked up and tunes up are completed just watch as the smiles grow.  Before you take your special “sunny day fun car” for it’s first run […]

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