Author: kandib

Emergency Service Providers – Insuring Portable Equipment



Insurance for Portable Equipment It’s important for fire agencies to be able to identify what items in their department are considered portable equipment as these items should be covered under an Inland Marine policy. Portable Equipment for a fire department often consists of items that are necessary to not only protect themselves during fire and […]

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HOME INSURANCE POLICY VS. LENDER PLACED COVERAGE



Homeowners Insurance vs Lender Placed Coverage   Are there differences between a homeowner policy you would purchase from an insurance agent and a policy that you would get directly from your lender? Yes, there are.  Coverage directly from the lender is also known as “force placed coverage”.   The purpose of a homeowner policy is to make […]

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What Happens When a Tree Falls?



What Happens When a Tree Falls? Fall and Winter in the Pacific Northwest We are now in the Fall and Winter storm season and in the Pacific Northwest this means trees fall during windstorms. Are you covered if a tree in your yard falls on your house? What if a neighbors tree falls on your […]

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Safety Culture Services – Restaurants



Building a Safety Culture in your Restaurant Are your employees engaged in workplace safety? Safety isn’t the responsibility of a single person – everyone in a restaurant needs to be committed to safety. Our restaurant risk management tools can highlight the financial benefits of workplace safety and help establish collaborative safety programs. Did you know […]

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Fall Driving Tips for the Pacific Northwest



Fall Driving in the Pacific Northwest Fall in the Pacific Northwest is a beautiful time of the year, but this natural beauty comes with a set of hazards when driving. Every year thousands of people are injured and hundreds are killed due to daylight savings time changes and the change of the seasons. What to […]

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