The aftermath of a catastrophic flooding is stressful. No one prepares you for what steps you need to take. Suddenly your home, that you have lovingly cared for, has sustained immense damage. What do you do now? 1. Turn off the power to your home at the electrical panel. Water and electricity is not a […]
Read MoreCategory: Uncategorized
Flood Cleaning Supply Drive
We often sing a song to our children when it is time to clean up their toys: “Clean up, clean up, everybody everywhere. Clean up, clean up, everybody do your share.” While this song may sound simple, its intent really will help our friends and neighbors who are struggling to get back into their homes. […]
Read MoreWhat Happens When a Tree Falls?
What Happens When a Tree Falls? Fall and Winter in the Pacific Northwest We are now in the Fall and Winter storm season and in the Pacific Northwest this means trees fall during windstorms. Are you covered if a tree in your yard falls on your house? What if a neighbors tree falls on your […]
Read MoreAn Update from Guide on COVID-19 and How Your Insurance Rates May Be Impacted
COVID-19’s Impact on Insurance Rates The Washington State Insurance Commissioner passed a law that will go into effect on June 20, 2021 prohibiting insurance carriers from using credit as a factor in their rating structure. This new law may negatively impact rates of clients that have a good credit standing which currently results in lower […]
Read MoreDoes My Auto Insurance Cover A Rental Car?
Does my auto insurance cover a rental car? When you rent a car as a short-term rental, like for a vacation, the broadest coverage listed on a vehicle on your auto policy will extend to the rental car if you are driving in the USA or Canada. This means if you carry liability coverage only, […]
Read MoreDamage to Customers Autos – Garage Keepers Insurance
Garage Keepers Insurance In the automotive business where vehicles are sold, serviced, repaired, parked, or stored, there is a unique type of insurance needed to cover the autos left in the care, custody, and control of the business. This insurance is commonly referred to as Garage Keepers. Garage Keepers covers damage to a customer’s automobile […]
Read MoreWhat happens if I get sued? Homeowners Insurance – Liability Coverage Explained
Homeowners Insurance – Liability Coverages Explained Have you ever wondered how the Liability Coverage on your homeowner policy works? Or what Medical Payments would cover? What exactly is Personal Injury? You likely have most if not all of these coverages on your current homeowner policy. So, what exactly are you covered for and how much […]
Read MoreShred Day 2021 – Let’s Help Project Hope Provide Community Assistance
On our annual SHRED DAY we collect cash and nonperishable food donations to support PROJECT HOPE. MARK YOUR CALENDARS! It is our 6th Annual Shred Day! This is a FREE event, but we will be collecting donations and food items for Project Hope, our local food bank. You may be asking yourself, “why donations instead of food items” and we would love to […]
Read MoreShred Day 2021 – Let’s support PROJECT HOPE
Our Guide Insurance Services office in Lynden hosts a “Shred Day” event once a year to gather donations for our local food bank, PROJECT HOPE. In exchange for paper shredding services we ask for donations to PROJECT HOPE. Our Agent, Kristen Oudman, spent some time at PROJECT HOPE today to gather some quick facts and […]
Read MoreCondominium Unit Owners – What Insurance Do YOU Need?
WHAT DO CОNDО ОWNЕRЅ NЕЕD TО KNОW АBОUT INSURANCE? Mаnу іndіvіduаlѕ dіѕсоvеr thе nееd fоr соndо іnѕurаnсе whеn іt іѕ too lаtе. Nоt аll соndоmіnіum аѕѕосіаtіоnѕ аdеԛuаtеlу соvеr a numbеr of problems thаt mау occur іn your hоmе. Thеrе are a few thіngѕ thаt every individual who owns a соndоmіnіum ѕhоuld know tо аvоіd disaster […]
Read More