As a contractor, each job you win brings income, but it increases risk at the same time. An accident—even after the job is completed— could cause injuries or damage to property leading to a financial loss that can potentially overwhelm your business with financial liabilities.
And the same insurance you used to protect you for a one-man job may not protect you during a multi-year commercial deal.
Protection for every budget or job
Because every business is different, commercial insurance solutions for Washington contractors can range from a basic policy to a thorough mix of coverages that vary job to job.
Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.
Guide Insurance Services understands the fact that you need to stay focused on the work, not the risks you face every day. So we work with the best carriers of commercial insurance solutions that can help you meet the needs of your business, and put your mind at ease, including:
- Audit services to help you get the best rating and prices
- Timely certificate processing so you’re never delayed, or inconvenience your clients
- Specialized customer service representatives who are experienced and work with protecting the trades on a daily basis
Who Needs Construction Insurance?
Any person or business working in construction trades: building construction, heavy construction or home improvement. We offer coverage for every trade, including:
- Contractors Insurance (residential and Commercial)
- Carpenter Insurance
- Plumber Insurance
- Handyman Insurance
- Electrician Insurance
- Masonry Insurance
- Security Company Insurance
- Home Builder Insurance
- Developer Insurance
- Renovation Insurance
- Welding Insurance
- Artisan Insurance
- Excavators Insurance
- Painters Insurance
- HVAC Insurance
- Flooring Installer Insurance
- Environmental Services Insurance
- Landscapers and lawn care Insurance
Insurance that keeps working, even after the job is done
Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.
Guide Insurance Services insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.
What does contractors insurance cover?
The list of coverage areas that need to be addressed in your contractors insurance include:
- Property in transit covering equipment, and losses to goods stored (on or off your premises), or being transported to or from your premises.
- Trucks and other commercial vehicles to pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
- Errors and omissions covering any claims for negligence or other mistakes resulting in a loss to the customer during business activities
- And many more …
If your contractors insurance misses just one aspect of this protection, your job and your company could be at serious risk.
What about the cost?
Fact is, you can’t afford not to have coverage. Understandably, price is always a concern for contractors. But with a custom contractors insurance policy from Guide Insurance, you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable.
Talking to a local resource you can trust is the first priority.
The Guide Insurance Services Difference
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to protecting your business, income, and family.
We’re your neighbors. We protect people we know and care about in Washington, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Since 1952, Guide Insurance Services has devoted its knowledge and combined experience in the industry to deliver quality insurance policies to individuals and businesses surrounding Lynden, Washington.
Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. With Guide Insurance Services, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.
Click on the quote request button now and let the professionals at Guide Insurance Services help you forge the strongest shield possible to help you protect the things you care about most.