Author: kandib

DMEPOS Medicare Bond – Change in Requirements



DMEPOS Medicare Bond Requirement Changes The Center for Medicare and Medicaid Services (CMS) sent notice regarding bond requirement changes.  Durable medical equipment, prosthetics, orthotics and supplies (DMEPOS) supplies will receive letters in January of 2019 announcing dentists are no longer exempt.  Dentists will be required to purchase DMEPOS medicare bonds. Guide Insurance Services Can Help […]

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Do I Need Renters Insurance?



Do you need renters insurance? You rent your place of residence.  You need renters insurance.  If it’s a home, apartment, condominium or yurt, if you rent it, renters insurance is designed with you in mind.   Policies provide coverage for your furniture, clothing, electronics and more.  It provides personal liability to protect you if a guest […]

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Insurance for your STUFF – Household Personal Property



You Bought a House! You’ve purchased a home. (YEAH) You met with your agent and calculated the estimated replacement cost for your hew investment and you’ve requested an insurance policy (because it’s a requirement of your loan).  So, what are getting for your hard earned money? What does your home insurance policy give you? Most […]

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Shake, Rattle and Roll – Earthquake Insurance



Washington State Earthquake Activity What’s your risk? If you own a home in Washington State there is a risk your valuable investment may sustain damage due to an earthquake.  According to the Department of Natural Resources, Washington has the 2nd highest risk in the US for having a large and damaging earthquake event.  Click HERE […]

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What is Ordinance or Law Coverage?



Ordinance or Law What is it? Most Counties and Cities have building ordinances and laws pertaining to new construction and repair of damaged structures. What does that mean for me? In the event of a loss to your home, local ordinances and laws cause some of the following issues ; Required tear down of the […]

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How much coverage do I need on my home?



Home Coverage Limits Determining the proper limit of insurance coverage for your home is very important.  You’ve made a valuable investment and your hard earned money will be used to pay the annual premiums.  If you suffer a loss, you want to know you are properly covered.  But how do you know what is enough? […]

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Is Personal Injury Protection worth the cost?



Personal Injury Protection What is it? Personal injury protection, also known as PIP coverage, is an option on all personal auto insurance policies. Personal injury protection provides medical coverage for the policy holder when involved in a motor vehicle accident. Coverage limits begin at $10,000 and can be increased to $35,000, or in some cases, […]

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Northwest Raspberry Festival 2018



The Northwest Raspberry Festival July 20 – 21, 2018 Berry farmers are a special part of our community here in Lynden and we like to take some time at harvest to celebrate their hard work and the DELICIOUS fruits of their labor.  It’s an excellent time to get together with friends and family to shop […]

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Best of Lynden 2017



Guide Insurance Services voted Best of Lynden   Thank you to everyone who voted for Guide Insurance Services as the best insurance agency in Lynden.  We feel blessed to be able to serve the citizens of Lynden. Insurance may not be exciting or glamorous, but it plays an important role in protecting our community.  Our […]

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Christmas Tree Fire Prevention

Keep your family safe from Christmas tree fires this season If you have made the choice to decorate your home this holiday season with a real tree, here are a few things you should know. One in every four home Christmas tree fires are caused by electrical problems. check your lights for missing bulbs or […]

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